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Home Energy

Home Renewables Loan Scheme

Interest free loans to help invest in domestic renewables.

What’s on offer?

Hundreds of homeowners in Scotland can get help from the Scottish Government to benefit from renewable technologies at home. You could get an interest free loan of up to 75% (to a maxiumum of £10,000) of the total cost of your domestic renewables system. Or you could borrow up to 100% of your costs up to £5,000 for connecting to an approved district heating scheme.

Renewable technologies could help you to reduce fuel bills. You could also earn income in the form of Feed-in-Tariffs or the domestic Renewable Heat Incentive. What you earn could then be used to repay the loan.

How much you can borrow – and for how long – depends on the type of renewable electricity or heat technology you want.

You could borrow:

  • up to £2,500 (for up to 5 years) for a solar photovoltaic (PV) system or a micro wind or hydro turbine
  • up to £5,000 (for up to 8 years) to connect to an approved district heating scheme that’s powered by renewable energy
  • up to £5,000 (for up to 8 years) for a solar water heating system
  • up to £7,500 (for up to 8 years) for a hybrid PV/solar water heating system
  • up to £10,000 (for up to 12 years) for an air, ground or water source heat pump or a biomass stove or boiler

Who can apply?

Any owner-occupier whose home is in Scotland can apply for a loan. If you are building your own home, you can also apply for a loan to install equipment while your home is under construction.

Loans are granted on a first come, first served basis, subject to availability. Both your chosen system and preferred installer must be MCS certified.

For full eligibility criteria, please visit the Energy Saving Trust’s website.

How do I apply?

Contact Home Energy Scotland from the Scottish Government on 0808 808 2282 to find out more and to get a loan application form.

You must send your preferred installer’s quote with your application. You may also need to include an energy report.

You can’t get a loan for work that’s already begun. So make sure your installer doesn’t start work until you’ve received a written offer of a loan.